Insurance & Reinsurance

Practice Area

Luxembourg benefits from an attractive regime and a modern legal framework, mainly following the EU directives with a focus on life-insurance and reinsurance legislation. The jurisdiction is one of the world’s leading centres of expertise for reinsurance activities. Its legislation has influenced the preparation of the relevant EU directives.

Wildgen provides advice to local, regional and international insurance and reinsurance entities as well as to brokers, corporate clients or financial institutions for their insurance and reinsurance needs.
Our specialised team has a long-standing expertise in all Luxembourg legal aspects of insurance and reinsurance activities including the following:

Regulatory advice

We provide regular assistance and representation in regulatory issues and communications with the Luxembourg Insurance Commission such as for:

  • license applications,
  • transaction approvals,
  • restructurings and portfolio transfers.


Life insurance advice

Life insurance is a core activity in Luxembourg and our lawyers have a sound expertise in related matters such as:

  • Distribution on a cross-border basis,
  • Professional secrecy matters,
  • Anti-money laundering procedures,
  • Legal structuring of dedicated life-insurance policies invested in securities or non-traditional assets for high net worth individuals.

Reinsurance advice

A dedicated team specialises in reinsurance matters including structuring and negotiating M&A transactions related to reinsurance companies.

Wildgen is focusing on the development of Sharia compliant insurance and reinsurance products – takaful and retakaful - from Luxembourg. Wildgen benefits from a quite unique position locally in this new trend with the joint expertise of our Insurance & Reinsurance team and our dedicated Islamic finance team.

We also believe that securitisation of insurance or reinsurance risks and claims will be a new trend in which Luxembourg has a key role to play. Discussions are in progress within the Luxembourg insurance community and we trust that there will be a positive outcome leading to attractive solutions that our team is already working on.

Wildgen assists ADA Luxembourg (Appui au développement autonome) and Microinsurance Network Luxembourg, providing pro bono and in-kind legal support.

Ada      MFN


article 25 February 2015

PRIIPs Regulation

Regulation (EU) No 1286/2014 of the European Parliament and of the Council of 26 November 2014 on key information documents for packaged retail and insurance-based investment products (PRIIPs).   ...

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